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Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Term Life, Universal Life, Indexed Universal Life, or Whole Life.
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-earned assets.
Everyone wants to hold onto what they have earned. Let us show you how an annuity can build your portfolio over time. Call us today for a the latest products on the market.
Not all Medicare Advantage plans are right for everyone. Let us find the right plan for you. We offer several different plans from multiple companies. Call us today, and we'll analyze your insurance needs and get you the right plan for YOU.
Maybe a Medicare Supplement plan is right for you. Call us today for a personalized assessment for all your insurance needs.
Phone: (407) 913-0103
or (804) 614-8246
Sean began his career in insurance in May of 2013 as a licensed Agent. As an independent agent, he has been able to be objective for all of his clients and always find the right product for the right client. He always helped he dad with his insurance company. His dad started in insurance in 1962, Which has given him a lifetime of experience.
Regina is a CNA and helps the company with administrative processes. Regina has been around insurance for over 55 years. She has a great insight to insurance companies and how to deal with them.
Phone: (804) 965-0042
Entered the insurance business in 1978 with Integon Life. Promoted to General Agent in 1982. Recruited by Liberty Life as Regional Manager in 1985 to recruit and train agents. Promoted to Director of the North East Region. Formed Benefit Alternatives in 1993. Continued recruiting independent agents to market employe
Phone: (804) 965-0042
Entered the insurance business in 1978 with Integon Life. Promoted to General Agent in 1982. Recruited by Liberty Life as Regional Manager in 1985 to recruit and train agents. Promoted to Director of the North East Region. Formed Benefit Alternatives in 1993. Continued recruiting independent agents to market employee benefits, annuities and life insurance. Personally served in the capacity of both power of attorney and executor of an estate.
Please contact us if you cannot find an answer to your question.
A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
Coinsurance is when you are paying a portion (usually in the form of a percentage) and the insurance company is paying a portion (usually a percentage) of each bill.
When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.
No. You do not need a new health assessment to review your coverage however you may need to get a new paramedical exam to change coverage.
There is no clear answer to this question. It depends on your needs and what plan fits your exact needs versus someone else's needs.
Fill out the form with any questions you have about finding the coverage that's right for you!
Anywhere in Florida or Virginia
Monday - Friday: 9am - 6pm
Saturday: 10am - 2pm
Sunday: Closed
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